Rule Engine

The rule engine evaluates the rules in your active ruleset against the decision context and produces the outcome. Rules run in the order they appear in the ruleset; a BLOCK short-circuits evaluation, while REVIEW outcomes accumulate. If no rule matches, the decision is ALLOW.

Rule types

Type	Purpose
`condition`	Match the decision context with a boolean expression and apply an action.
`backend`	Delegate the decision to a backend exposed by a Link integration.
`backend_group`	Evaluate several backends together as one rule.
`blacklist`	Block when a context value matches a blacklist entry.

Each rule carries an action (ALLOW, REVIEW, or BLOCK) and an enabled flag. Rules are evaluated in the order they appear in the ruleset’s rules array.

The exact ruleset JSON schema is documented in the API reference. This page describes the concepts; the schema is the source of truth for field names.

Conditions

A condition rule evaluates a boolean expression tree over the decision context, addressed with JSONPath ($.transaction.amount, $.metadata.channel, …). Expressions compose:

Comparison — eq, neq, lt, lte, gt, gte
Set membership — value in a list
Boolean composition — and, or, not
Velocity — a rolling-window count (see below)

and(
  gte($.transaction.amount, 50000),
  eq($.credential.pan.scheme, "visa")
) → action: REVIEW

Only paths that exist in the decision context resolve. An absent path — a typo, or an attribute the context does not carry — evaluates to false rather than raising an error, so a rule built on one is accepted and stays ACTIVE but never fires. Check your paths against the decision request before activating a ruleset.

Velocity

Velocity conditions count how many decisions matched a given identity within a rolling time window — for example, “more than 5 attempts on this card in the last hour”. Counters are maintained atomically and fail open: if the counter store is unavailable, the velocity check never blocks a transaction. The following fields can be counted:

Field	Counter
`$.credential_fingerprint`	Per card instrument
`$.device.ip`	Per device IP
`$.device.fingerprint`	Per device fingerprint
`$.customer.id`	Per customer

Backend rules

A backend rule delegates the decision to a backend exposed by a Link integration. The rule names the integration slug and the backend_id to invoke; Specter calls Link to assess the transaction and maps the outcome to a Specter decision. Before any call, Specter checks that the context contains the backend’s required fields. If any are missing, it skips the backend with an insufficient_context result and makes no call. Each backend rule has an on_error setting that governs what happens when the backend errors or times out:

`on_error`	Behavior
`allow`	Skip the backend and continue evaluation (fail open). The default.
`block`	Treat the failure as a `BLOCK`.
`review`	Treat the failure as a `REVIEW`.

Rule types

Conditions

Velocity

Backend rules

Evaluation order

Rulesets

Backends & connections

​Rule types

​Conditions

​Velocity

​Backend rules

​Evaluation order

​Related

Rulesets

Backends & connections

Rule types

Conditions

Velocity

Backend rules

Evaluation order

Related