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Network tokens and cryptograms enable secure tokenized transactions with card schemes. They can be provisioned from sessions, PAN data, or existing PCI tokens, depending on your setup and compliance level.
Network tokens are an add-on feature and may be subject to extra charges.

Tokenizing Cards

There are three ways to tokenize a payment card, as described in the table below.
SourceComplianceDescription
sessionMin. SAQ-A+Use Guardian SDKs to capture cardholder data and send it encrypted to the API.
panMin. SAQ-D+Import full card data in exchange for a token when you have the required compliance.
pci_tokenMin. SAQ-A+Use an existing PCI token. The network token is provisioned independently; lifecycles are not coupled.
Visa, Mastercard, American Express, and Discover are supported. The network token is provisioned with the respective card scheme.

Cryptogram types

TypeDescription
ecomStandard e-commerce transactions when a network token is in use.
dauthDelegated authentication with card schemes; requires prior activation.